Below you will find all previous issues of the "Your Money" Newsletter in a PDF format.  You will need Adobe Acrobat Reader to view the files.  To download this free program click here.

December 2006 Issue          

   The Truth About Credit Reports . . . .
   The most often asked questions about your credit file, and several steps that you can take to reduce your debt   

   burden.

November 2006

   Buying, Giving and Using Gift Cards: and How to Get Your FREE Credit Report

October 2006 Issue

   Frauds and Scams.  How to protect yourself and your money.......

September 2006 Issue

   What to do about your bills when you are out of  work: Can collectors come after 

    you for "old debts"?, and is Credit Insurance right for you?. . .

August 2006 Issue

   A checklist for those on a DMP, or those researching Credit Counseling 

    Agencies.....

July 2006 Issue

   Preparing for Life's Emergencies: and How To  Raise Your Credit Score.

June 2006 Issue          

Your Credit Guide.....:

learn your rights, as a card holder......

May 2006 Issue          

Credit Cards, College Students, and Teenagers.....:

Teach your college student, and/or teenagers, how to use credit wisely...

April 2006 Issue          

Using Credit Cards On-Line:

Learn how to use your credit cards securely on-line, and how not to go over your budget, when vacationing.

March 2006 Issue          

The IRS and the Dirty Dozen Tax Scams:

Learn about the IRS Dirty Dozen Tax Scams for 2006.....

February 2006 Issue          

Credit Advice: "A Waste of Time?":

Learn about the failure of the New Bankruptcy legislation, why minimum payments are not your friend, and the truth about prepaid debit cards....

January 2006 Issue          

Creditors and the new minimum payment due......
Learn how the increase in the minimum payments due from the creditors, can, and will, affect you.....

December 2005 Issue          

Building Your Credit History:

Learn how to rebuild your credit history, how to close credit cards, and about the new higher minimum payment requirements on credit cards.....

November 2005 Issue          

8 Dirty Tricks Credit Card Companies like to play, and why......
Learn about 8 Dirty Tricks that Credit Card companies play.....

October 2005 Issue          

Credit Scams
Learn about credit scams, and how to avoid credit card fraud.....

September 2005 Issue          

The New Bankruptcy Bill . . . .
Learn about the new Bankruptcy legislation, and if it is right for you...

August 2005 Issue          

When Duty Calls . . . .
Financial problems facing military families, and Pay Day Loans.

July 2005 Issue          

Bill Collectors . . . .
Bill Collectors, how their bark is usually worse than their bite, and how to stop their harassment.

June 2005 Issue          

Secured Credit Card Scams . . . .
What to do if your Identity is stolen, and deceptive credit card scams.